The encumbrance certificate will be issued by the sub-registrar office (SRO) as Form 15 or Form 16. Doc. 'Encumbrance' here means any outstanding loans, claims, or faulty registration on the property. 1. It is required for obtaining a home loan, during property sale, and as proof of ownership. Encumbrance Certificates (ECs) guarantee that a property is not encumbered by a mortgage or other debt. The Source for generating encumbrance details for self-search and encumbrance certificate obtained in Sub Registrar Office is same. If you are a new user, click Start Free Trial and establish a profile. An Encumbrance Certificate has become a mandatory document for all property transactions, in order to act as proof that the property is free from any legal burdens. In case the property does not have any encumbrance during the period. Bangalore's. Step 3: The Applicant can do a search by using the Document Number of the property or by the location of the Property. The encumbrance certificate is a mandatory document used in. Step 3: Now select the “Registration” category. Applying for Encumbrance via IGRS – Online. When you apply for a home loan or a loan against property, lenders will require an encumbrance certificate to ascertain any existing loans or liabilities before approving the loan. The encumbrance certificate is a mandatory document used in property transactions as an evidence of free title/ownership. 500 per certificate. DR — Donor. The certificate testifies that the property is free from encumbrances or financial burdens. An Encumbrance Certificate is a certificate which assures that a particular property is free from any legal or monetary liability such as an unpaid loan or mortgage. An Encumbrance Certificate (EC) identifies any encumbrances on the property being sold. An encumbrance certificate verifies that the property is free of all financial and legal obligations. Then, click on the link titled ‘Submit. Till date, computerised encumbrance certificate extracts are issued only in seven States in India: - Andhra Pradesh & Telangana – 01. We provide end-to-end assistance to obtain the FORM 15 encumbrance certificate. Visit the TNreginet Portal. Step 5 – Pay the necessary fees as quoted at the time of submission. in'(அரசு விடுமுறை நாட்கள் தவிர்த்து திங்கள் முதல் வெள்ளி வரை காலை 8 மணி முதல் மாலை 8 மணி வரை, சனிக்கிழமை காலை 10 மணி முதல் மாலை 5 மணி வரை தொடர்பு கொள்ளலாம்)An encumbrance certificate is an important document that is required in the transaction/ sale/purchase of the property and is used as an evidence of single ownership. Details older than that can also be demanded. However, citizens who need ink signed Encumbrance certificate should approach SRO concern. This blog aims to provide a comprehensive guide on how and where to. 2010 Signature. An encumbrance certificate or EC is a certificate of assurance, which states that the property in question is free from any legal or monetary liability, and. This certificate is evidence or record, which declares that the property can be sold as a free title and buyers can secure ownership without any legal trouble. For any guidance & grievance, please mail us on 'grievance-igrs@igrs. 4 If your Encumbrance Certificate is available, it will be displayed on the screen and you will be able to download it if not you can check back again using the same method. Lenders require borrowers to present an encumbrance certificate during the loan. something that makes it difficult for you to do something: 2. Form 16 is used to issue an NEC. The page will redirect to next page. Step 3: The link will redirect to the login page, click on Create account option for the register in e-District. It is issued when a property does not have any registered encumbrances standing against it. Form 22. Application for Encumbrance Certificate. 03. Step 2: Click on ‘Certificate’, select ‘Encumbrance Certificate’, and click on ‘EC Status’. An Encumbrance Certificate (EC) is a crucial document that verifies a property's clear ownership and possession, devoid of any legal or financial claims apart from those held by the rightful owner. An encumbrance certificate is an important document that plays a crucial role in the home loan application process. Enter the captcha, enter the Transaction ID you provided when you submitted the application, then click “Check Status”. Terms used in Encumbrance Certificate (EC) / TERMS USED IN STATEMENT OF ENCUMBRANCE ON PROPERTY. Step 3: From the drop-down, select Document Number. Step 1: Consult the Sub Registrar agency that oversees the specific land as the first stage. The word ‘encumbrance’ refers to a liability or burden on a property. Process to Search EC Online Through IGRS. You may get an EC by contacting the office of the relevant Sub-Registrar. 1. Also if an immovable property is released, can it be sold. When applying for a home loan or obtaining a loan against a property, an encumbrance certificate is crucial. In general, encumbrance certificate will be issued in. Step 2: Click on Encumbrance Certificate from the Services section. 01. July 1, 2010. There are two kinds of AP Encumbrance Certificates (EP) and stamps, Form 15 and Form 16. Aware of the paperwork required for encumbrance certificate applicationStep 2: Log in to the Karnataka Kaveri portal using your Login Name and Password. Step 1 – Visit the Sub Registrar office under which the particular property falls. Process for applying for an encumbrance certificate online? What are the uses of an. Application for Encumbrance Certificates for which fee has been paid at double the ordinary rate shall have. DE — Donee. Step 2: Provide all necessary information on the application form and click on. A lien is the most common type of encumbrance, and it can be placed on a property to receive a financial obligation from the homeowner, i. The encumbrance certificate is important while applying for mortgage loan, selling land and for joint development etc. A few conditions in the United jurisdictions permit online applications for an EC. Learn more. 2 Here, click on - Stamps and Registration > Application form of Encumbrance Certificate. The Encumbrance Certificate in Telangana tells you if there are any 'encumbrances' on the given property. Click on the “Submit” button. Navigate to the application menu. Here are the steps to get an Encumbrance Certificate online in Telangana: Visit the Meeseva portal. in contact: 0471-2703456 (General Enquiry), 0471-2703400 (CA. Register to the Kaverti Portal to Obtain Encumbrance Certificate Karnataka Online (Source: Imgur) Step 3: Submit the registration form after filling out your personal info, PAN Card Number. sale deed, GPA etc. Aside from the officers’ names, the incumbency. View the index information displayed. Kerala – 695035 regig. Follow the flow to get the Encumbrance Certificate. ”. . Step 2 – Collect Form 22 of EC. This procedure explains various ways to Obtain Encumbrance Certificate (EC) in Gurgaon. EC is issued on Form 16. On the left-hand side of the page, you will find the “E-Services” tab on the menu bar. Step 2: Apply Online for the Certificate. Enter the search period for which you require the EC and. Hi, Can someone please let me know what is the full form of (DR), (DE) in "STATEMENT OF ENCUMBERANCE ON PROPERTY". The applicant must approach the office of Sub Registrar / Joint Sub Registrar of the Revenue Department to collect the application form for Non-Encumbrance. Below E-Service Option tap on Encumbrance Certificate> Choose view EC. Encumbrance means a liability or a burden. Step 1: Visit your local Sub-Registrar’s Office and fill out Form 22 with all relevant information, such as the seller’s name, the buyer’s name, the property’s details, the document type, and so on. Complete all the needed fields on the "application for encumbrance certificate" window, then click save/update. Presently select the submit option. It is evidence that the property can be sold as a free title and the ownership. Owner/Seller misrepresents about it, fraudulently avoids his liability. This suggests that the assets in the query aren’t connected to some other financial institution for the cause of acquiring a mortgage and are utterly owned via way of means of the. An encumbrance certificate is basically a legal document that clarifies whether or not a particular property is free from legal or financial burdens. On the screen encumbrance certificate will be displayed. In case, the time period is more than 30 years, INR 500 is charged. AK K (Querist) 30 April 2012 This query is : Resolved. It reflects all the monetary and non-monetary claims on the underlying property. An encumbrance certificate (EC) is issued by the state’s local registrar. Property Registration Prohibited Property. Encumbrance certificate contains details of all transactions done on the specific property. Step 2: Select Online EC option from the homepage. The purpose of the NDECC is to assess the clinical competence of dentists trained in non-accredited programs. Details You Will Find In An Encumbrance Certificate . He has mortgaged that property to the lender, or the ME. The following are the procedure for downloading EC online through AP IGRS web portals: Step 1: Go to Andhra Pradesh Registration and Stamp Department official webpage. House details:. MR or mortgagor, is a person who is the current owner of a property. Step 3: Click and open Search EC. Hover your anchor on the “Certificate” option in the top navigation bar and select ‘Encumbrance Certificate” from the dropdown menu. This will prompt the applicant to proceed to download the application form for the encumbrance certificate. An encumbrance certificate (EC) is evidence of the property’s sole ownership. An encumbrance certificate has a detailed description of transactions on a particular property registered under the sub-registrar. Now, from the public online service tab, select the encumbrance certificate option for online service. This application form can also be obtained from the nearest registrar or sub-registrar’s office. gov. More. EC is rolled out by the Registration and Stamps Department of Andhra Pradesh. In 2021, the Government of Bihar revised the fees amount for obtaining an Encumbrance Certificate. Our website allows you to obtain an online Encumbrance Certificate In Bangalore in just a few clicks. Encumbrance certificate meaning in english. Encumbrance certificate form pdf. Then the respective Taluka, Village Name, and Hobli will be displayed. And encumbrance certificate (EC) ensures that there is a complete ownership of the. Key Takeaways. They are complicated, sensitive and can. You can also get a certified EC copy within three days by e-mail. 'Encumbrance' here means any outstanding loans, claims, or faulty registration on the property. According to Section 17 of the Indian Law,you can apply for a Correction Deed to rectify mistakes in EC. In the state of Andhra Pradesh, it is an important legal document. gov. It is evidence of the property’s title and ensures it is free from outstanding debt or claims. Check out the step-by-step. Procedure. The official website of the Andhra Pradesh Registration and Stamps department is as follows: Once the website fully loads, the section for online services is on the right-hand side. When there are no registered encumbrances against a property, a ‘non-encumbrance certificate’ is issued. It is important to ensure that all details. Samanantar. Procedure and documents required for obtaining Puducherry encumbrance certificate. Terms Used in Encumbrance Certificate. Encumbrance certificates are of two types: 1. The encumbrance certificate is the same document you need with your pan card, a title deed, sale deed, passport, tax returns, society address proof, allotment letter, and more. Encumbrance means any claim, lien, pledge, option, charge, easement, security interest, deed of trust, mortgage, right-of-way, encroachment, building or use restriction, conditional sales agreement, encumbrance or other right of third parties, whether voluntarily incurred or arising by operation of law, and includes, without limitation, any. If you need a digital verified copy of Encumbrance Certificate, then you would have to pay the fee and the same will be made available for you. Figure 3: Encumbrance Certificate Application request screen 4) Select Search criteria such as District, SRO, Year, Document Number, Period From and To and Click Get Details button as depicted in Figure 4. If it occurs, an online EC for the transacted property is granted. Hence for all practical purposes both are same. Select the Online EC option from the homepage. In simple terms, an encumbrance is any charge or liability on a property, like a mortgage, a pending loan, or any legal dispute. The Encumbrance Certificate is a document issued by the local sub-registrar’s office, under whose jurisdiction the property lies. It is of capital. Certificates Contac-tus Doc R istr ation s Certificates S bmit Encumbran ce Distri ct Name Application Application for EC App licant Details Far Encumbrance Certificate Date Sub-Registrar Office House No/Nama Pincoda Phone No Collect tha EC (BY) Year Resurvey Subdiv No Old Survey Na Old Survey Subdiv No Unit Hectare/ Are/gquare. Fee and Charges. EX — Executant. It provides essential information about any transactions related to the property for a specified period, such as sales, gifts, or loans. You can correct mistakes in property related documents including Encumbrance Certificate, Sale deed, Transfer deed etc with a Rectification Deed. Step 1: opening the browser and open the website Step 2: Now go to the website of the Registration Department and select Online Registration Here. Proposal 4. 0. The certificate denotes that a particular property is free from any monetary or legal liability such as a mortgage or a loan. When I enquired for an encumbrance certificate, there was no response from the authorities. [ecis2016. Step 3: Click on the Check Status button, and you will be able to view the status of your application. Inclusions. ) Documents Registered : 76,651: 42,965. An encumbrance is not recognized as an expenditure when recorded as the items or. The Encumbrance Certificate is an important document to purchase any land or property in India as it is a proof of ownership title. Thus, an EC is always issued for a particular land. Name of the executant --. in. e. Getting Your Certificate and License; How to Prepare; Withdraw; Appeals and Rescoring; Test Accommodations; Login; Specialty Certification. Than Click on Encumbrance Certificate > EC Status. Encumbrance means a liability or a burden. Visit the official state government portal and click on “Encumbrance Certificate Application Form”. combined encumbrance by the promoters and PACs crosses 20% of the total share capital in the company; and b) The stock exchanges will maintain the details of listed companies having encumbrance of promoters and PACs of 20% or more of the total share capital, along with purpose of encumbrance, on their websites. Step 1: Go to the state government website and download ‘Form 22’ for the application of the Encumbrance Certificate. It also ensures that the buyer has complete ownership of the property, and if you notice any charges on the EC, it must be rectified before final purchase. Step 2: Pay the. When I initiated an RTI inquiry, they have sent the. 10 additional sheets (over and above the 2 sheets used earlier) – Rs. The certificate will also provide details of any transaction on the property. Encumbrance Certificate is explained in hindi. The Statement of Encumbrance of Property will open on your screen, where you can check your Personal details, Application Number, Statement Number. If you plan to buy a residential property any time soon, there is a chance that you may have come across this term. Encumbrance Certificate (EC) is an important document to check before proceeding to buy a property in Telangana. When buying a house, flat or plot, it is important to verify that the property does not have any monetary or legal dues. In India, encumbrance certificate. A house buyer should confirm that the. Click. Encumbrance Certificate – Andhra Pradesh. Click on view acknowledgement. A new webpage will open up with instructions regarding the Encumbrance Certificate. The application for obtaining an Encumbrance certificate should be made in Form 22. The organization (or Individual) using such application is termed as Relying Party. Click on ‘View EC’. How to Apply. Our state-specific web-based samples and simple recommendations eliminate human-prone mistakes. Document Disclosure at Family Law Depositions: Examinations for Discovery should almost always be done by a lawyer. Choose the option to apply for EC . An application shall be made in the prescribed simple form at the concerned Sub. The Source for generating encumbrance details for self-search and encumbrance certificate obtained in Sub Registrar Office is same. An encumbrance certificate or EC is a certificate of assurance, which states that the property in question is free from any legal or monetary liability, and. Follow the below steps to search encumbrance certificates in Andhra Pradesh. Encumbrances are charges on assets, usually real estate. Step 4 – When the encumbrance certificate Karnataka is issued, the applicant will be given an application number. Form 15 discloses: Nature of charges created Documents registered in respect of the property Amounts secured Registered numbers of the documents Registration details and. MR -- Mortgager (Financer) ME. Public approach in large to registration offices mostly for encumbrance certificates, which is a first step prior to purchase of any property. 1) உயில் ஆவணத்தை எவ்வாறு பதிவது? 2) மின்னணுமுறை தொகை செலுத்துதல். 1,92,050/- as he would not have purchased the said property. Step 4: As the list of departments will come up, select the one. When there are no registered encumbrances against a property, a ‘non-encumbrance certificate’ is issued. Hence for all practical purposes both are same. 5 years. Step 1: Consult the Sub Registrar agency that oversees the specific land as the first stage. Step 5: Click on Submit. The process for obtaining an EC online through the IGRS website is as follows: Go to the Andhra Pradesh Registration and Stamp Department official webpage. EC or an Encumbrance Certificate :An encumbrance certificate is used to prove that a given property is free from any and all kinds of legal or financial li. The encumbrance certificate in Hindi is called Bhar-mukt- praman. To get FORM 16 EC, file the application in sub-registrar in jurisdiction of the property. Summary: Encumbrance Certificate helps show that a property is free of liabilities. Services. Look up in Linguee; Suggest as a translation of "encumbrance certificate". To ensure that the property you are buying hasn't been pledged to a financial institution or. It will also note other board members and corporate officers. EP — Execution Proceedings. A homebuyer needs an EC to achieve legal title and qualify for most bank and financial institution loans for or against the property. Step 6: “Search Encumbrance Certificate” page will appear in front of you. This application will be accompanied with Rs. 1) உயில் ஆவணத்தை எவ்வாறு பதிவது? 2) மின்னணுமுறை தொகை செலுத்துதல். Go digital and save time with signNow, the best solution for electronic signatures. Enter the captcha and click on ‘Search’. It reflects all the monetary and non-monetary. July 1, 2010. Ans:-Encumbrance Certificate is a record showing registered transactions pertaining to a property. And encumbrance certificate (EC) ensures that there is a complete ownership of the. An Encumbrance Certificate has become a mandatory document for all property transactions, in order to act as proof that the property is free from any legal burdens. In general, encumbrance certificate will be issued in Form 16: If the property does not have any encumbrance during the said period. The certificate is important in the sale of the property and also in the acquiring loan from banks. The regulator also said that before initiating due diligence, a DT and the listed entity will have to enter into an amended debenture trust agreement with respect to security creation, initial due diligence and continuous monitoring by the DT concerned. kerala. An Encumbrance Certificate (EC) is a necessary document required for property registration in Andhra Pradesh. e. Select ‘Encumbrance Certificate’. However, citizens who need ink signed Encumbrance certificate should approach SRO concern. In Tamil Nadu, obtaining an EC is an essential step in any real estate transaction. Request Digital EC. If you are purchasing a house for yourself, it is strongly advised that you obtain an encumbrance certificate. ”. 01. 100/-. Please select the district name to reach the respective page and get the details under administrative setup Or select “About district” and then. e. Individuals can submit the application for EC online or manually by visiting the Sub-Registrar’s Office (SRO). in and click on the Know Your Property Valuation from the services for guest users. Telangana Encumbrance Certificate Search 2020 . The key documents are thoroughly explained in this article. What does RE and RR means in Encumbrance certificate. It’s a two-step process. org] All about rectification deed. Click on the “Submit”. Step 2: On your right-hand side of the IGRS AP website, you can see a list of services. Sub: Application for Encumbrance Certificate (EC) of the Property With reference to the subject mentioned above, I would like to apply for the Encumbrance Certificate (EC) for the following house property. 04. Why do we need an encumbrance. A password is generated and sent through SMS/Email. telangana. Registration (Current Financial Year) Application Processed (Count) Revenue Collected (in Rs. Given below are some points that highlight the importance of an encumbrance certificate: Verified Ownership; An EC plays a significant role in verifying property ownership. It provides a detailed account of all transactions or other encumbrances registered against the property. The document is needed while purchasing or selling a property or when applying for a home loan or loan against property to confirm that the particular property is free of any economic or legal liabilities. You’ll have to search for the Encumbrance Certificate using the search panel. If you are not registered, choose the ‘Register as New User’ option. EC is issued on Form 15. Buyers can get an Encumbrance Certificate online at the official website of the respective State’s land registration where the property is situated. , certificate of Nil Encumbrance. Verification of documents: The portal provides a facility for verifying documents. If mortgage, sale or any other deeds in respect of an immovable property are registered, indexing will be done by the Registration Department and this indexing is ultimately converted to generate an encumbrance certificate. Types of Encumbrance Certificates. Fill out the application form: Request an application form for the encumbrance certificate and fill it out accurately. It takes the online applicant to the Home Page of the Portal. An Encumbrance Certificate (EC) is a crucial document used as evidence of free title/possession of a property. Kerala (as on 31 March 2018) Single Search & Copy – Rs. in. Governments use encumbrances to avoid overspending on their finances. Form 16: If the property does not have any. Step 3: In the next page, click on “ Meeseva services” from the list of service. Confirm your identity and address. EC should be ready on same-day of filing application. It comprises all legal and financial activities involving a given property that occurred over. Step 2: Click the ‘Certificates’ tab and choose the ‘Application for Encumbrance Certificate’ option. Unless they specifically want to delay it and make things go. Provide all the required information such as your name, address, property details, and purpose for obtaining the certificate. The certificate certifies that the land does not have any legal dues. It ensures the property is free of all debts, both monetary and legal. To prove that the land is free from any. A no encumbrance certificate is issued in either Form 15 or Form 16. Follow the below steps to apply Online to get Encumbrance Certificate in Uttar Pradesh. FORM 15 encumbrance certificate is considered as most authentic document for property verification and bank reference. To view Tnreginet EC online, follow these steps: Step 1: On the Tnreginet portal, click on the option ‘E-Services’. To obtain an encumbrance certificate, one has to follow these procedures : An application is to be made to the registrar for obtaining the certificate in Form 22. Online EC is available for transaction post 01-01-1983 only. However, citizens who need ink signed Encumbrance certificate should approach SRO concern. The common problem before or after purchasing any property is monetary or legal arrears on a particular property. How to get Telangana Encumbrance certificate online? You can get Telangana Encumbrance certificate online by searching using document number or by property. An Encumbrance certificate provides information about all the registered transactions that took place on a property in the specified time frame. Inspector General, Department of Registration, Vanchiyoor P. If the owner/seller of the property has mortgaged it and has taken a loan against it, you would not buy it. Now you will see a page to enter. Form 22. a mortgage (= an agreement to…. STEP 5: You will receive an acknowledgement slip upon submitting the application. Encumbrance Certificates can be obtained from Registrar and Sub Registrar Offices in Andhra Pradesh and Telangana. An EC normally takes 15–30 working days to get. ME MR in Encumbrance Certificate. Read the instructions carefully. Start completing the fillable fields and carefully type in required information. Step 3: Tap on “Meeseva Services”. Step 1: Log in to Inspector General of Registration (IGRS) Tamil Nadu official website at TNREGINET Portal. A non-encumbrance. Encumbrance certificate - all you need to know about Encumbrance. This will prevent the borrower/property owner from selling the property until the mortgage is paid in full. Then upload your file to the system from your device, importing it from internal mail, the cloud, or by adding its URL. Apply for Encumbrance Certificate. Form 15: You can get an encumbrance certificate from the sub-registrar's office of the region on Form 15 if land or property has any legal liability for the duration of the period the applicant has mandatorily required a certificate. IGRS AP :-The Encumbrance Certificate has been launched by the concerned authorities of the state of Andhra Pradesh so that the property owners can collect all their details in one place. Learn what an EC is and how to apply for one online. All of this will have to be registered with the registration authorities and placed on record in Book I that is maintained by the registering authorities for the specific period that the certificate is being asked for. Encumbrance certificate in Bangalore is a document issued by the sub-registrar's office which reflects these encumbrances on a particular property in a chronological order. Specialty. As explained before, encumbrances, by their very nature, carry a financial risk. An encumbrance is a restriction on the use of funds. ker@nic. If there was sale, mortgage, settlement, Will, Gift or other deeds etc. This certificate provides security to the landlord of the ownership, transactions and other encumbrances and there are no disputes on the land. ME or the mortgagee, is the lender. [State the property details, like full address as mentioned in the registration deed, measurementAn encumbrance certificate is often used in the context of real estate. Out of all of the above, one of the most important documents is the encumbrance certificate also known as EC. Download Form 22 and fill in the details as asked. An encumbrance certificate is evidence that the property in question is free from any monetary and legal liabilities. It is issued by the Sub-Registrar's office and is an important. CL — Claimant. 200 per certificate Search and issue of EC copy up to 30 years – Rs. Step 4: Provide details such as Name, Email ID, Gender and Date of Birth. We provide assistance to get FORM 16 or Nil Encumbrance Certificate (EC) To opt for our service, please write to us pgnproperties@gmail. Step 3 – Pay the appropriate encumbrance certificate fee Karnataka for the requested period of encumbrance. ME MR in Encumbrance Certificate. Your EC would then be provided on your screen. When considering buying or selling a property, it will be imperative to check whether the property has an encumbrance certificate available. Step 2: Click on “ Government forms ” which is on the homepage of the portal. The Encumbrance Certificate is a legal document that will inform you of any financial or legal encumbrances on the property. While buying property, an encumbrance certificate shows that a property is free of liabilities. Door step delivery of encumbrance certificates from the appropriate sub-registrar's office in Bangalore. This certificate will generally list all the transactions related to a particular property over the last 12 years. This legal document is a testament to a property’s clear status, confirming that it is free from. Issued by the Government of Telangana, IGRS Telangana EC serves as evidence that you have complete and unquestioned authority and control over the property. No software installation. 05. Enter all the required fields on the application for encumbrance certificate window, then click save/update. Kaveri Online Encumbrance Certificate. To apply for encumbrance certificate in Telangana, follow the steps given below: Step 1: The applicant has to visit the official website of the Meeseva portal. Encumbrance Certificate. Thus, an EC is always issued for a particular land. Visit the official website of the Andhra Pradesh Registration & Stamps Department. STEP 3: Click on the “Submit Application for EC” menu. Here is the step-by-step method to get an Encumbrance Certificate on IGRS AP EC online. A Non-Encumbrance Certificate is a legally binding document that certifies that a property is free of all legal and financial obligations. Fill The Details. Step 3 – Submit this form along with property details, title details, and other required documents. Encumbrance certificates provide the transparency needed to ensure the legality and ownership of a property. It shows that a property is free from legal and monetary charges. It describes who each individual is and what role they play. To do so , you would need to follow a simple process as mentioned below Submit an application on Form 22 with details of the property and purpose of the certificateHence, the Nil-encumbrance certificate is one of the main required documents that the purchaser should check while registering the purchased property. On the homepage, click on the “ Encumbrance Search (EC)” link under the Online Service option. EP - Execution Proceedings; EX -. 2. EC is issued on Form 15. The Encumbrance Certificate serves as evidence of the property’s title, indicating whether the property is free from any legal liabilities, such as mortgages, liens, or pending litigation. It is issued when a property does not have any registered encumbrances standing against it. Once you receive a non encumbrance. 4 Attach your property address, survey number and document number for the property for which you want the Encumbrance. Terms used in Encumbrance Certificate (EC) / TERMS USED IN STATEMENT OF ENCUMBRANCE ON PROPERTY. After knowing the encumbrance history of the property, the buyer can safely proceed with the transaction. Hence for all practical purposes both are same. 3.